Recurring, rules-based research on U.S. banking conditions, built on the same proprietary framework and regulatory history that powers the BankAtlas platform. Each issue registers its findings for re-test in the following quarter under rules specified in advance.
U.S. banking conditions improved year over year, but the gains varied significantly across bank sizes and across institutions.
Where banks look exposed as rates rise again: margins, commercial real estate, funding and securities, measured on how each part of the industry came through 2022–23.